Ways to Work

Executive Summary of 2011 Evaluation of the National Ways to Work Program

Concise summary of the 2011 Evaluation of the National Ways to Work Program, which evaluates the Ways to Work program from 2007 and March 2011. Details key benefits of the program on borrowers, employers, taxpayers, and local lenders.

 

2011 Evaluation of the National Ways to Work Program

Evaluates the Ways to Work program from 2007 and March 2011. Full evaluation is made up of three distinct studies: program outcomes study, credit impact study, and return on investment study. Finds that borrowers average an 8.2 percent increase in wages; 82 percent of borrowers who previously received Temporary Assistance for Needy Families cash assistance are able to sustain themselves without it after receiving the loan.

Alliance Corporate Structure

The Alliance for Strong Families and Communities includes unique organizational assets that are aligned with its mission and vision.

One of these assets is its community development financial institution (CDFI). While currently operating as the Ways to Work poverty reduction program, the Alliance seeks to further leverage the CDFI for the benefit of the Alliance network and the capital-constrained nonprofit sector to help with capacity building, innovation, technical assistance, and social enterprise development. … more

2009 Credit Score Impact Study

Offers insight into the impact of the Ways to Work program on clients’ credit scores. Includes some of the same key topics included in the 2006 Credit Score Impact Study, including the long- and short-term change in borrowers’ credit scores. However, this report also examines the background characteristics of borrowers and the factors associated with loan default.

2007 Credit Score Impact Study

Offers insight into the impact of the Ways to Work program on clients’ credit scores. Addresses changes in borrowers’ credit scores after participating in the program, how the year in which the borrower received the loan impacted his or her credit score, and the difference in average change in credit scores of Ways to Work participants who did not default on their loans.

2006 Evaluation of the National Ways to Work Program

 Evaluates the Ways to Work program between April 2005 and March 2006. Concludes that with the help of the car, 86 percent of borrowers decreased the number of days they were late to or missed work, roughly half obtained training or education, and a majority improved their quality of life.

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